No, they were using Wirecard before they got their own license. https://www.wirecard.com/ https://www.wirecard.com/ > In November 2016 customers were asked to

No, they were using Wirecard before they got their own license. https://www.wirecard.com/ https://www.wirecard.com/ > In November 2016 customers were asked to transfer their accounts to N26 Bank's infrastructure. As a result, they would have to get a new account IBAN number, while the previous accounts held by Wirecard would be terminated. https://en.wikipedia.org/wiki/N26_(bank)#History https://en.wikipedia.org/wiki/N26_(bank)#History