3) It's much quicker to get an account. There is absolutely no paperwork involved. 4) Concentrating only on one thing, they tend to get UI and UX much better t

3) It's much quicker to get an account. There is absolutely no paperwork involved. 4) Concentrating only on one thing, they tend to get UI and UX much better than old-fashioned banks, who have to still serve clients who are skeptical about online banking and fill in paper-form money transfers and bring them to the bank in person.