Well, Paypal and Wechat proof the opposite. Easy, small transactions are very well a high demand product. And even if you can't make money with it directly, you

Well, Paypal and Wechat proof the opposite. Easy, small transactions are very well a high demand product. And even if you can't make money with it directly, you can still use to drive demand and track users in whatever other service you have. E.g. as insurance company I'd be really interested in that kind of data. E.g. as Amazon I'd be very interested in that ease-of-use sale platform.