So, this is PayPal, but without the other stuff PayPal is notorious for, which has nothing to do with "press button, buy thing" and everything to do with "their

So, this is PayPal, but without the other stuff PayPal is notorious for, which has nothing to do with "press button, buy thing" and everything to do with "their customer support when things go wrong, on either side of the exchange, is garbage"?