If there was any certainty in the future of Medicare and Social Security, I could be a lot more generous in my giving, but as it is now, I need to save enough r

If there was any certainty in the future of Medicare and Social Security, I could be a lot more generous in my giving, but as it is now, I need to save enough retirement money to cover uncertain medical insurance costs as well as be prepared for lower (or no) Social Security payments than projected.