> An insurance - as said - may increase safety requirements, and each added safety requirement may (or may not) contribute to less crashes, but it's not like it

> An insurance - as said - may increase safety requirements, and each added safety requirement may (or may not) contribute to less crashes, but it's not like it will directly prevent incidents, that is what sounded "odd" to me. Did the article say insurance would directly prevent crashes? That's not the way I read it. I read it as one approach to reducing the likelihood of crashes is to require hefty insurance coverage, which shouldn't sound "odd" to you at all unless you misread it.