I'd never take a pension over a 401k. I'd much rather be able to pick some of the investments my retirement is funding/being funded by then none. Seems crazy to

I'd never take a pension over a 401k. I'd much rather be able to pick some of the investments my retirement is funding/being funded by then none. Seems crazy to me not researching and picking the investments, but maybe I'm bias by my understanding and intelligence versus the average American.