If you think the financial credit system in the US is working smoothly, you might be mistaken! Post-FACTA (https://en.wikipedia.org/wiki/Fair_and_Accurate_Credi

If you think the financial credit system in the US is working smoothly, you might be mistaken! Post-FACTA (https://en.wikipedia.org/wiki/Fair_and_Accurate_Credit_Transactions_Act https://en.wikipedia.org/wiki/Fair_and_Accurate_Credit_Trans...) it's a lot better, but just ask the Consumer Financial Protection Bureau how much ... https://www.consumerfinance.gov/about-us/newsroom/cfpb-oversight-uncovers-and-corrects-credit-reporting-problems/ https://www.consumerfinance.gov/about-us/newsroom/cfpb-overs...