I totally share[1] your feelings on the lack of financial education. In defense of my friends, they already knew to fund their 401(k)s. The question was what to

I totally share[1] your feelings on the lack of financial education. In defense of my friends, they already knew to fund their 401(k)s. The question was what to do with their free cash. And considering the risk of losing money, any amount of friction (like a bad UI) can make it easy to procrastinate. [1]: https://twitter.com/dannyguo/status/961684866285924354 https://twitter.com/dannyguo/status/961684866285924354