You're just describing negative externalities and the tragedy of the commons issues, well explored in economics. It also has little to do with the limited lifes

You're just describing negative externalities and the tragedy of the commons issues, well explored in economics. It also has little to do with the limited lifespans and more to do with the minimal negative impact any one person has on the environment, but with great gains that can be realized by not caring (hence, tragedy of the commons issue).