I’m not sure whether your comment was serious or not. If you can’t figure out change in your head, nothing will help you be able to budget. After all, budgeti

I’m not sure whether your comment was serious or not. If you can’t figure out change in your head, nothing will help you be able to budget. After all, budgeting can be looked at as a more complicated version of calculating change (albeit from a paycheck). And of course, without a good budget, your credit won’t be good, etc.