Yes, I'm a one off payment person too. Different strokes, I guess. I dislike the accumulation of small payments. I'm usually happy to pay for 12 months without

Yes, I'm a one off payment person too. Different strokes, I guess. I dislike the accumulation of small payments. I'm usually happy to pay for 12 months without a discount. Of course, this thinking does not stretch to taxes, which must always be paid at the last moment.