I dunno if it would help, but I buy everything with credit cards (not directly linked to my bank account) so if I'm having issues returning something the next s

I dunno if it would help, but I buy everything with credit cards (not directly linked to my bank account) so if I'm having issues returning something the next step would be a dispute via the CC company. It's amazing how many issues have been cleared up within a few days once the money is on the line.