> (7) list each and every expense you make, look at the list at the end of the week and be critical, could you have saved on any of them? If you could do not re

> (7) list each and every expense you make, look at the list at the end of the week and be critical, could you have saved on any of them? If you could do not repeat that spending in the next week! It turns out that (7) is more than sufficient for the vast majority of people. In fact, most don't even have to look at the list - they can throw it away, unread, each night. There's something about writing down each transaction that gets people to spend far more wisely. FWIW, the same applies to eating as well. Want to lose weight and/or eat better? Write down everything that gets to your stomach that isn't water. (Yes, even diet soda and unsweetened tea/coffee.)