5 ms·

Sadly, this seems to suffer from the main thing that domestic US health insurance does: if you have pre-existing conditions, you're screwed.

• ibeckermayer 9y ago
  That's just how insurance stays solvent. Imagine if car companies sold you car insurance after you'd gotten in a car crash. It wouldn't really be insurance then, would it? You'd just be paying them to pay your bills, which isn't exactly a sustainable business model.
  • deleted 9y ago
    [deleted]
  • aloukissas 9y ago
    Not really the case - insurance mainly works when the majority of the people paying the premiums (and rarely using the service) covers the costs of the few that need expensive services. In the car analogy: the law mandates that you carry auto liability insurance, which ends up lowering the costs for everyone. This is what the ACA had at its core.
    • kenneth 9y ago
      That only works when it's mandatory for everyone.