250 is still a figure low enough to feel compelled to keep track of all expenses in a year. And the next step is trying to get a return for that effort by decla

250 is still a figure low enough to feel compelled to keep track of all expenses in a year. And the next step is trying to get a return for that effort by declaring anything higher ;-) I never reach 1000 / yr so I do not even think of keeping track. But for an insurance company the human emotion part ('my insurance should cover everything') is probably where the first profit is ?