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They need some way to unfreeze it, so presumably when you freeze it, you give them a password or keyword or some other shared secret to use to unfreeze it. The
by ensignavenger 9y ago
They need some way to unfreeze it, so presumably when you freeze it, you give them a password or keyword or some other shared secret to use to unfreeze it.
They can't have a shared secret with you by "default". But they collect all sorts of private information about you by default... so maybe they shouldn't do that?
- mulmen 9y agoA credit freeze prevents other people from accessing your credit information. It has nothing to do with a password.
- tonyztan 9y agoYou are given an unfreeze PIN when you freeze your credit. I believe that's the "password" being referred to here.
- mulmen 9y agoThat's got nothing to do with making "frozen" the default. They give me a pin when I prove I am the person they have information on. This process does not change if the current status of my credit is frozen or unfrozen.