These are my German debit cards: https://imgur.com/KDmfYZb https://imgur.com/KDmfYZb The left one is a Maestro, the right one is a Visa Plus. Neither of thes

These are my German debit cards: https://imgur.com/KDmfYZb https://imgur.com/KDmfYZb The left one is a Maestro, the right one is a Visa Plus. Neither of these cards has a number that works for online payment. The left one only has my IBAN on it, the right one only the BLZ and Kontonummer. My bank requires me to pay 60€/year just to get a debit or credit card that works with online payment. There is only one bank offering these for free for students, and only 2 banks offering these for free for normal people. Everyone else has to pay extra just to get a debit card that works with your online payment. So either you've got very unusual customers, you're missing a major part of the German market, or you're counting wrong.