Yeah, the game is totally biased in their favor. I got my parents to get their finances in better order. My dad paid off one large balance and somehow ended up

Yeah, the game is totally biased in their favor. I got my parents to get their finances in better order. My dad paid off one large balance and somehow ended up with the company owing him a few cents. It did him good to call them up threatening late fees if they didn't send his refund within 30 days.