Agreed. Further, I hold onto some hope that there’s still a window to change the public discourse around the terminology. There should be no such thing as “iden

Agreed. Further, I hold onto some hope that there’s still a window to change the public discourse around the terminology. There should be no such thing as “identity theft”, as that pushes the burden of the actual crime (defrauding creditors) onto a non-acting third party. It is creditor’s responsibility to verify the safety of their investments.