Whether or not you think they are really women/men is not relevant to any form of health insurance. What matters is whether or not gender dysphoria is a real d

Whether or not you think they are really women/men is not relevant to any form of health insurance. What matters is whether or not gender dysphoria is a real disorder and whether or not sex change operations are an effective treatment for that disorder. The objective evidence, I believe though I am not an expert in that area, points to yes for both of those questions.