It's even mentioned in the old testament: "If your neighbor is poor and gives you his cloak as security for a loan, do not keep the cloak overnight. Return the

It's even mentioned in the old testament: "If your neighbor is poor and gives you his cloak as security for a loan, do not keep the cloak overnight. Return the cloak to its owner by sunset so he can stay warm through the night" Deuteronomy 24:12