If your job doesn't offer a simple 401k plan there's no hope for them offering a pension, let alone a stable well-funded one. I agree with you that the future

If your job doesn't offer a simple 401k plan there's no hope for them offering a pension, let alone a stable well-funded one. I agree with you that the future is murky for young people. That doesn't change my view that a 401k is preferable to a pension.