I generally 100% agree with you. The problem with your stance (and mine) on #4 is that there aren't consequences to their actions. Those consequences will ine

I generally 100% agree with you. The problem with your stance (and mine) on #4 is that there aren't consequences to their actions. Those consequences will inevitably be put on group #3 since they will be vilified as a group and it will be very easy to politically take their money to give to group #4. I've not really figured out away around that problem. The numbers are simply too great too ignore - unless you truly feel something like 60% of retirees who have saved literally nothing other than their (meager) social security benefits will simply quietly die in the street. Unfortunately this fact is one of the larger reasons why I feel this social division in the country is just starting, not coming to a head as most I talk to seem to think.