I don't think there's too much of a difference between the sentiment of how you two want retirees to be treated. I think the main difference is that he respects

I don't think there's too much of a difference between the sentiment of how you two want retirees to be treated. I think the main difference is that he respects people enough to believe they can plan for themselves, but you think they need to be coddled. But you both want them to have a prosperous and comfortable retirement.