You could just not do it. I've been in business for the better part of 10 years without incorporating or doing bookkeeping beyond a quick 20 minute Excel sessi

You could just not do it. I've been in business for the better part of 10 years without incorporating or doing bookkeeping beyond a quick 20 minute Excel session at tax time. My theory is that as long as everybody else keeps good books, I don't have to. The bank has just as much interest in remembering what happened to my money as I do, and frankly they're better at it than me. When I need to know, I look it up.