>You're easily looking at 150k at a public institution for an intelligent kid per year. Where on earth are you getting that number? Average student debt for a

>You're easily looking at 150k at a public institution for an intelligent kid per year. Where on earth are you getting that number? Average student debt for a public university is something like $30k for the entire degree program, so your total cost might break $100k if you consider housing and books. Opportunity cost isn't money spent and you can't exactly stop eating if you skip uni, so it's pointless to even count those.