Just so you know, I believe HN generally frowns upon user-imposed line breaks when not strictly necessary because it hurts readability for mobile users. Not a h

Just so you know, I believe HN generally frowns upon user-imposed line breaks when not strictly necessary because it hurts readability for mobile users. Not a huge deal, but you might want to keep it in mind since you seem to put a lot of thought into your comments. I'm curious: unlike with the mortgage bubble, student loan debt is non-dischargable-- even bankruptcy won't wipe it clean. And if you default on it, they'll eventually start taking a percentage from your paychecks before they're even deposited in your bank account. Doesn't this mean that the government is eventually going to get its due from pretty much every student, unless the student literally spends their entire life making no money/only under-the-table income? Personally I'd be more concerned about the students who will never escape their constantly-increasing debt than I am about the US government, which will probably come out ahead no matter what here since a good portion of students pay back their loans + high interest. Aren't we guaranteeing loan profits for the US government on the backs of the future retirement accounts and savings accounts of the middle class? Then again, enough of the US already lives in poverty that I'm not convinced that this is any worse than the situation we've had for the past 50 years. Depressing, yes. But different, maybe not.