My mom is fantastically bad with money. When I was ten my dad was murdered. Our survivor benefits in 1987 were ~2400. Our three bedroom apartment in San Diego

My mom is fantastically bad with money. When I was ten my dad was murdered. Our survivor benefits in 1987 were ~2400. Our three bedroom apartment in San Diego was 700 a month. My mom managed to make us broke in 2 weeks and we were getting food boxes at the end of the month. She just went fucking bonkers whenever she had cash like it was our last day on earth. Tons of fast food, buying toilet paper at 7/11 instead of bulk at a large store. 30 years later she is even worse. She considers payday loans and her credit card unused balances income. It is fucking absurd. A few years ago I paid off all her stuff and said not to do it again. This ended exactly how you think it would. I took the long way around to explain that people like my mom are so short-sighted that she will just see the balance and never consider the cost that was occurred for that balance.