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However, the insurance provided by Uber and Lyft only cover when you have a passenger in the car -- they don't cover you when you are driving to pick up the nex

by pzxc 9y ago

However, the insurance provided by Uber and Lyft only cover when you have a passenger in the car -- they don't cover you when you are driving to pick up the next person. And your own insurance also doesn't cover you during that period, unless you buy a separate commercial rider.

V-eHGsd_ 9y ago
that's not true. it covers the driver while the app is on. https://www.uber.com/drive/insurance/ https://www.uber.com/drive/insurance/ > While you’re online with Uber before you accept a request, you are covered by our insurance policy for your liability to a third party if you are in an accident when you’re at fault
- giancarlostoro 9y ago
  Only when you're at fault?
  - jachee 9y ago
    If the other party is at fault, their insurance should cover their liability for your damages.
    - DrScump 9y ago
      ... if they have valid insurance and if they don't flee the scene.
aianus 9y ago
Both of these statements are false, at least here in Canada. My insurance knows exactly what I'm doing and I'm covered at all times [0] [0] https://www.intact.ca/on/en/personal-insurance/vehicle/car/uber-ride-sharing.html https://www.intact.ca/on/en/personal-insurance/vehicle/car/u...
cornellwright 9y ago
When I last renewed my insurance it offered me coverage for driving for rideshare for an extra $50 per 6 months (I think - I've never driven Uber/Lyft, so I didn't look too closely). If I'm remembering it right that sounds like a very reasonable price