Oh yeah, insurance and financial products in general are just silent murderers of people's finances. Families get wrecked financially for generations to pay for

Oh yeah, insurance and financial products in general are just silent murderers of people's finances. Families get wrecked financially for generations to pay for this stuff and they don't even realize it's happening. And in order to even be eligible to become an Uber or Lyft driver, you first must navigate through that minefield of auto loans and auto leases and insurance companies. And Uber and Lyft is the opportunity that convinces you that it's a good idea to do that (more similarities to Herbalife). I say all this as someone who uses Uber and Lyft almost every day. The drivers think I'm paying them to drive me somewhere, but what I'm actually doing is paying for them to take on the liabilities/debt/depreciation associated with owning a vehicle. That's where the value is for me, it has nothing to do with them driving.