How is this different from regular Uber? Will it be billed to my insurance? If so Uber has found a brilliant way to charge 10 and 20x rates for regular Uber rid

How is this different from regular Uber? Will it be billed to my insurance? If so Uber has found a brilliant way to charge 10 and 20x rates for regular Uber rides. Sorry, I am very skeptical when it comes to healthcare offerings.