It's not hard to understand the high risk, high reward investment principle. There are plenty of safe index funds, blue chip stocks, and bonds available to reta

It's not hard to understand the high risk, high reward investment principle. There are plenty of safe index funds, blue chip stocks, and bonds available to retail investors/unsophisticated individuals. It's not difficult to understand that cryptocurrencies are highly speculative. I would never advise my parents to buy bitcoin, ethereum, or any other cryptocurrency without adding the caveat that they be prepared to lose everything in an exchange hack or some other shady behavior. I can understand the need for the SEC to protect investors when it comes to investment into traditional companies - regular people can't read a 10k and don't sit in on analyst calls that are mandated for public companies registered with the SEC. But if you're investing in an unregulated, highly risky asset, where you don't understand any of the assets or technology the company owns...come on man.