I am sorry I am not that good with financial business practice (I was raised to avoid them and never trust the banks or similar institutions, I am not from US)

I am sorry I am not that good with financial business practice (I was raised to avoid them and never trust the banks or similar institutions, I am not from US) It is an interesting point how would an insurance company calculate the risk when there is not that much real data. If an airplane crashes all similar airplanes won't fly until the cause of the crash will be found and fixed in all the affected airplanes. I want similar responsibility from cars. I see how easy they get approved to test self driving cars without the citizens having to vote if they should be test subjects and I am worried that this companies have a powerful lobby and that the rules and laws won't be fair for the citizens. Other thing that worries me is that you allow self driving cars without a radar or any sensor that can detect a front collision, this also feels as letting companies to test their software on the expense of people lives. This are my opinions, I hope you can understand what some people like me think about this situation and why we think that this is something new that needs good and fair laws and rules for the citizens.