I'm not buying stocks directly. I have neither the knowledge nor the time to study the financial results and business model of each company I would potentially

I'm not buying stocks directly. I have neither the knowledge nor the time to study the financial results and business model of each company I would potentially be interested in. I'm putting a fixed amount of money in trackers every month (and that amount is a fixed percentage of my monthly savings). I've selected the trackers by reading their fact sheets and checking their fees.