I can relate to both mindsets. I stay more frugal despite not needing to, so $700 is a lot to me. But the vitriol of saying "thou shall" is what I dislike. T

I can relate to both mindsets. I stay more frugal despite not needing to, so $700 is a lot to me. But the vitriol of saying "thou shall" is what I dislike. The psychological trauma of fearing the spending of any money is real ... but I'd rather have a dose of it rather than none at all.