The last 20 years have taught us to be super vigilant, but that is because the bad guys were (are) always at our heels (if not occasionally pulling ahead), but

The last 20 years have taught us to be super vigilant, but that is because the bad guys were (are) always at our heels (if not occasionally pulling ahead), but surely the gold standard for security is that which is just there and works, but which you never have to see or think about. Of course, actions should only be taken when actually asked for, but a banking app that will show you (and only you) your balance without a separate authentication step seems like a great thing. It can also add security to other apps that might perhaps be slightly under-protected due to the current hurdle of clearing auth: perhaps your messaging apps will only show the content of messages when it's you looking?