alexashka- pity you were downvoted. I upvoted you. I agree with all that you said. What you stated are uncomfortable truths that not many want to confront. Bi

alexashka- pity you were downvoted. I upvoted you. I agree with all that you said. What you stated are uncomfortable truths that not many want to confront. Bill is not really a smart guy in my standing. May be one could argue that he is smart in a narrow band - that of making money. I certainly can think of a few of my acquaintances who can be more creative than him in ways to "help" others.