Also worth noting that retirement after 21 years in industry isn't a financially sensible consideration for most federal civilians: assuming 27 years old in 199

Also worth noting that retirement after 21 years in industry isn't a financially sensible consideration for most federal civilians: assuming 27 years old in 1997, minimum retirement age would be 57 (9 years shy after 21 years), and even 2 years short of satisfying early retirement age requirement of 50[1]. [1] https://www.opm.gov/retirement-services/fers-information/eligibility/ https://www.opm.gov/retirement-services/fers-information/eli...