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I have similar plans oddly enough. 2 years in Series I bonds, 1 year in cash, the rest goes into a very aggressive investment portfolio of equities and real es
by AFNobody 9y ago
I have similar plans oddly enough.
2 years in Series I bonds, 1 year in cash, the rest goes into a very aggressive investment portfolio of equities and real estate.
- icebraining 9y agoIt's not odd, from what I can tell that's the current standard investment advise: safety cushion in cash, then a mix of stocks and bonds, with the proportion of stocks being inversely proportional to one's age.
- fspeech 9y agoYou are only allowed to buy 10k in I-bonds per year and you will forfeit part of the interests if you hold them for less than 5 years.
- AFNobody 9y agoI am aware. I have been buying them ever since I ran out of tax deferred retirement space. It's as much for expanding my effective tax deferred space as it is a secondary cash reserve. Secondary cash reserves all have similar problems.