Also, petty thieves just don't care about your book of passwords. Just like they don't care about seeing if your hard drive is unencrypted when they steal your

Also, petty thieves just don't care about your book of passwords. Just like they don't care about seeing if your hard drive is unencrypted when they steal your laptop - they just pawn it off. Of course, the ideal for security is that the best options are so convenient that you might as well do them. But there sure is a lot of circlejerking that happens when someone is exposed as "doing it wrong."