I live in Switzerland and domestic payments are near instantaneous and free. EU based payments are also free and settle within a day. Saying crypto can trade wi

I live in Switzerland and domestic payments are near instantaneous and free. EU based payments are also free and settle within a day. Saying crypto can trade with low fees as some sort of unique benefit is either naive or disingenuous. There is literally zero need for cryptos in this regard, because the problem can be solved in context of the existing systems too. At best, one could argue that the threat of cryptos can force shoddy banks and payment orocessors to up their game.