SEPA is made free by a law, not by good technical design. It means it is not free because the banks would like to charge us and can't, so maybe the whole bank a

SEPA is made free by a law, not by good technical design. It means it is not free because the banks would like to charge us and can't, so maybe the whole bank account fees are superior in some way we can't see. It's the same with the EU law for mobile roaming data. It looks like laws made for the riches cosmopolitan against the poor that don't travel much in Europe