Yeah, for better or worse, you're wrong there. It's the kind of thing that I would put in a "false things programmers believe about transactions" article if I

Yeah, for better or worse, you're wrong there. It's the kind of thing that I would put in a "false things programmers believe about transactions" article if I ever wrote one. Due to late fees, overdrafts, interest, frauds, various legislation and protections, cooling off periods, time zones, comm lags, etc etc etc, it's dangerously false to believe that transactions work in some kind of immutable real world time stamped process.