the fees are tucked into their allocation strategy. they hold no less than 7% in cash for all strategies. They claim it smooths out returns but it's not desirab

the fees are tucked into their allocation strategy. they hold no less than 7% in cash for all strategies. They claim it smooths out returns but it's not desirable and can limit returns https://thefinancebuff.com/schwab-intelligent-portfolios-holding-cash-is-good-for-you.html https://thefinancebuff.com/schwab-intelligent-portfolios-hol...