3 ms·
The actual paid amount was $200, which is still excessive, especially for something I didn't really need.
by Slansitartop 9y ago
The actual paid amount was $200, which is still excessive, especially for something I didn't really need.
- LeifCarrotson 9y agoWell, that's the amount you paid. Some fraction of the insurance premiums which you and your employer paid also went to the hospital for that IV. I wonder how much. Obviously not $2000, that's absurd. But maybe $200. Or $2. Or maybe the insurance company gets paid $20 by the hospital so they get to make $180 off of you for the IV.
- Slansitartop 9y agoI'm on an HSA. The hospital would have gotten nothing from the insurer, and I would have had to pay the whole bill, if I hadn't hit my deductible. If I'd just been to the ER and not been admitted, I would have probably had to pay for it all. I have it on good authority that saline IV bags are dirt cheap. The hospital used a machine to control the delivery rate, but that cost should have been amortized over hundreds or thousands of patients. The nursing labor involved was negligible, not more than a half-hour for the whole stay.