It probably depends on your use case.. It's a lot easier for me. I don't need to pull out my wallet, look for which card it is out of many.. while my phone is n

It probably depends on your use case.. It's a lot easier for me. I don't need to pull out my wallet, look for which card it is out of many.. while my phone is nearly always in my hand at all times if I'm walking to a store or something