I wasn't suggesting that I won't be ok, just that it might not beat out the gains I would have had if I had the rent difference and downpayment invested. And t

I wasn't suggesting that I won't be ok, just that it might not beat out the gains I would have had if I had the rent difference and downpayment invested. And that is in a very hot market. I'm not sure if the growth will continue. If I was buying today with an eye for appreciation, I'd aim for one of the less desirable neighborhoods towards the south end.