Is it a worse scam than savings accounts where you lose money to inflation? You don't have to invest 100% in stocks. If you want to see less volatility you coul

Is it a worse scam than savings accounts where you lose money to inflation? You don't have to invest 100% in stocks. If you want to see less volatility you could hold mostly bonds, less risk but less reward. You don't even have to pay that much in commissions if you don't want to. Use index funds to build a simple 3 or 4-fund portofolio. Contribute once per year, so even if you pay $10 per trade you're paying $40/years in fees, plus ~0.1% of assets in fund expenses.