There are a few inconsistencies here for sure, as in if you don't buy the house you still have to pay for rent. But I think the largest takeaway is that really

There are a few inconsistencies here for sure, as in if you don't buy the house you still have to pay for rent. But I think the largest takeaway is that really financing the house eats away the most amount of profit. The benefit to financing is of course if you can't buy the house outright you can still own it, hopefully pay around what you would for renting, and then still end up with a profit, which is more than can be said for renting. I think the biggest factors to consider are is this your primary residence, what are the carrying costs for the property if you bought it outright, and how much of your net worth is tied up in this asset, or said another way, how much of your burn rate.